In the age of layoffs, many have been offered early retirement. Chris explains how to decide if it's smart to take the offer & what kind of financial markers you must consider when calculating what you are financially stable to live off of. When the market dips, what kind of tools can retirees use to recoup what they've lost? Chris also dives into the importance of utilizing a money manager that can build your portfolio with the "worst-case-scenarios" in mind & warns about advisors that exercise scare tactics.
What You Need To Hear
Principium Tactical Wealth Management President, Chris Alberta, is co-hosting a new show on WJR with Frank Beckmann! You may have heard them talk on air about the retirement climate and the important facts every retiree needs to know during the "Retire Like Frank" segments. Each month, you can now hear them discuss the issues and solutions in-depth on "Guarding The Harvest" (include show-times).
This show will illuminate listeners with the insider scoop on what retirees should expect, what they should avoid, and what tools are available to them to make the best financial decisions possible.
Each show will provide perspectives on important topics such as: market myths, utilizing annuities, when to draw social security, avoiding tax implications, buyouts vs. pensions, distributing retirement accounts, facts about IRAs, beneficiaries, and Medicare information. Drawing on real examples, backed by real math.
As a seasoned expert and pioneer in his field, Chris Alberta's voice is one to be heard. For over 20 years, he has specialized in formulating the most efficient and successful retirement blueprints for Michiganders. Now he is here to share his knowledge with all of WJR's listeners.
Chris explains the tools he uses in his office to analyze the potential pitfalls and compare an individual's risk tolerance with their actual holdings. He looks at the economy and talks about where the long-lasting damage may lie and reassures that there is an underlying opportunity in the market lows. In addition, he warns about preparing for changes in RMD's and Medicare in 2020 with the upcoming election.