What You Need To Hear

Principium Tactical Wealth Management President, Chris Alberta, is co-hosting a new show on WJR with Frank Beckmann! You may have heard them talk on air about the retirement climate and the important facts every retiree needs to know during the "Retire Like Frank" segments. Each month, you can now hear them discuss the issues and solutions in-depth on "Guarding The Harvest" (include show-times).

This show will illuminate listeners with the insider scoop on what retirees should expect, what they should avoid, and what tools are available to them to make the best financial decisions possible.

Each show will provide perspectives on important topics such as: market myths, utilizing annuities, when to draw social security, avoiding tax implications, buyouts vs. pensions, distributing retirement accounts, facts about IRAs, beneficiaries, and Medicare information. Drawing on real examples, backed by real math.

As a seasoned expert and pioneer in his field, Chris Alberta's voice is one to be heard. For over 20 years, he has specialized in formulating the most efficient and successful retirement blueprints for Michiganders. Now he is here to share his knowledge with all of WJR's listeners.

Latest Episodes

This Too Shall Pass

In the age of layoffs, many have been offered early retirement. Chris explains how to decide if it's smart to take the offer & what kind of financial markers you must consider when calculating what you are financially stable to live off of. When the market dips, what kind of tools can retirees use to recoup what they've lost? Chris also dives into the importance of utilizing a money manager that can build your portfolio with the "worst-case-scenarios" in mind & warns about advisors that exercise scare tactics.

The Delicate Dance

Chris explains the tools he uses in his office to analyze the potential pitfalls and compare an individual's risk tolerance with their actual holdings. He looks at the economy and talks about where the long-lasting damage may lie and reassures that there is an underlying opportunity in the market lows. In addition, he warns about preparing for changes in RMD's and Medicare in 2020 with the upcoming election.

Financial Landscape During Covid-19

Assessing the changes in market behavior during the pandemic. "Bomb shelter planning" what happens when fear, panic, and uncertainty drives the market. What retirees can do to make sure they can insulate their portfolio for the "long term game" - fill your financial plan with shelf-stable products.

Discipline Always, Politics Never

In this episode, Learn how to evaluate and gauge political fears during retirement as Chris and Frank discuss the mathematical merits of using low-risk investment mechanisms to grow wealth at a slow and steady pace.

Uprooting Retirement Unknowns

This episode touches on the debacle of Long Term Care insurance concerns, clarifies our position on the merit of annuity work, and reviews some of the popular misconceptions about the Medicare annual enrollment period.

When a Drought Comes

This episode deals with some recent market concerns, as well as dealing with retirement accounts after the death of a spouse. Also, we spend some time on the progress that Medicare Advantage programs have made in the Michigan market.

Rules of the Harvest

In this episode, we have a candid discussion about the importance of protecting income during unstable times, the benefits and pitfalls of Roth conversions, and touch on several questions from Michigan retirees about their money and retirement concerns.